For individuals - BUSINESS OWNER & FAMILY OFFICER SERVICES
Structure, Scale, & Sustain: Keep Your Business and Family Goals Aligned
Our Business Owner & Family Office Services help connect the dots between corporate, personal, and family goals, creating structure and scalability that protect what you’ve built while setting the stage for what comes next.
We provide cohesive strategies that synchronize entity management, benefits, tax design, and exit readiness, so your enterprise and legacy evolve in tandem, not in conflict.
Capital Investment Co. of Virginia
Every decision you make as a business owner impacts your personal financial future.
From the Founder
“Your business isn’t separate from your life, it’s an extension of it. integration is the key to protection, growth, and continuity.”
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
Capcova + sollinda
Core Services
Defined Contribution & Defined Benefit Plan Services
Optimize employer and owner plan designs for tax efficiency and retirement accumulation.
Executive Benefits & Bonus Plans
Attract and retain key talent while aligning incentives to company goals.
Buy–Sell Agreements
Funded strategies that secure continuity and protect equity value.
Corporate Cash Management
Optimize short-term reserves and long-term capital deployment.
Insurance, Tax Strategy & Wealth Building
Multi-entity coordination for efficiency and control.
Business Succession Planning
Structure transitions that maintain leadership stability and family harmony.
Valuation, Purchase & Sale Consulting
Understand and maximize the value of your life’s work.
Success Story
From Exit Planning to
Legacy Building
A retired business owner in Roanoke had multiple trusts, outdated wills, and assets titled inconsistently across entities. We coordinated with her CPA and estate attorney to consolidate structures, update beneficiary designations, and add a charitable foundation component. The result, a simplified, tax-efficient estate plan that protected privacy, ensured charitable giving continuity, and created clarity for heirs.
Business Continuity & Growth Framework
Integrated Entity & Tax Structures
Defined Benefit / 401(k) Overlay Plans
Executive & Key-Person Compensation Design
Ownership Transition & Buy–Sell Funding
Multi-Generational Wealth Coordination
Liquidity, Capital, & Treasury Management
Family Office Oversight & Governance
Capital Investment Co. of Virginia
Collaborate with a Coordinated Team of Specialists
Your business deserves more than fragmented advice. Our integrated Family Office model connects financial, legal, and tax disciplines to help you grow, protect, and transition your business, while safeguarding your family’s future.
Capital Investment Company of VA
Keep your enterprise and family aligned for lasting success.
FAQs
Frequently Asked Questions
Why do I need a financial advisor?
Money decisions are complicated, and small mistakes can cost big. I simplify your options, help you avoid costly errors, and build a clear plan for your future.
What’s the difference between financial planning and investing?
Investing is one part of the picture. Financial planning covers the whole picture—retirement, taxes, insurance, estate planning, and how it all works together.
Do I really need to save for retirement if I have a 401(k)?
Yes. A 401(k) is a great start, but it’s just one tool. I’ll help you maximize it and build a retirement income plan that lasts.
Is now a good time to invest?
Yes—if you invest with a plan. We match your timeline and risk level, then put cash to work in stages so you don’t rely on perfect timing.
What’s a “good” annual return?
A good return is the one that gets you to your goals with risk you can live with. We set expectations by plan, not headlines.
What should I do with an old 401(k)?
You can leave it, roll to your new plan, or roll to an IRA. I compare fees, fund choices, and protections, then execute the rollover for you.
What are my fiduciary responsibilities as a plan sponsor?
As fiduciary, you must act prudently, document decisions, monitor investments, and ensure fees are reasonable. I provide 3(21) or 3(38) fiduciary support, policies, and a documented process to reduce liability.
How do I reduce liability for myself and the company?
Shift investment selection to a 3(38) fiduciary, adopt an IPS, run quarterly reviews, and maintain a fiduciary file. My role is to build and maintain that defense file for you.
How do we integrate financial wellness into our retirement program?
We add budgeting, debt payoff, and household planning tools. I align wellness programs with retirement readiness metrics so benefits show measurable ROI.
contact
It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
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