For individuals - BUSINESS OWNER & FAMILY OFFICER SERVICES
Structure, Scale, & Sustain: Keep Your Business and Family Goals Aligned
Our Business Owner & Family Office Services help connect the dots between corporate, personal, and family goals, creating structure and scalability that protect what you’ve built while setting the stage for what comes next.
We provide cohesive strategies that synchronize entity management, benefits, tax design, and exit readiness, so your enterprise and legacy evolve in tandem, not in conflict.
Capital Investment Co. of Virginia
Every decision you make as a business owner impacts your personal financial future.
From the Founder
“Your business isn’t separate from your life, it’s an extension of it. integration is the key to protection, growth, and continuity.”
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
Capcova + sollinda
Core Services
Defined Contribution & Defined Benefit Plan Services
Optimize employer and owner plan designs for tax efficiency and retirement accumulation.
Executive Benefits & Bonus Plans
Attract and retain key talent while aligning incentives to company goals.
Buy–Sell Agreements
Funded strategies that secure continuity and protect equity value.
Corporate Cash Management
Optimize short-term reserves and long-term capital deployment.
Insurance, Tax Strategy & Wealth Building
Multi-entity coordination for efficiency and control.
Business Succession Planning
Structure transitions that maintain leadership stability and family harmony.
Valuation, Purchase & Sale Consulting
Understand and maximize the value of your life’s work.
Success Story
From Exit Planning to
Legacy Building
A retired business owner in Roanoke had multiple trusts, outdated wills, and assets titled inconsistently across entities. We coordinated with her CPA and estate attorney to consolidate structures, update beneficiary designations, and add a charitable foundation component. The result, a simplified, tax-efficient estate plan that protected privacy, ensured charitable giving continuity, and created clarity for heirs.
Business Continuity & Growth Framework
Integrated Entity & Tax Structures
Defined Benefit / 401(k) Overlay Plans
Executive & Key-Person Compensation Design
Ownership Transition & Buy–Sell Funding
Multi-Generational Wealth Coordination
Liquidity, Capital, & Treasury Management
Family Office Oversight & Governance
Capital Investment Co. of Virginia
Collaborate with a Coordinated Team
of Specialists
Your business deserves more than fragmented advice. Our integrated Family Office model connects financial, legal, and tax disciplines to help you grow, protect, and transition your business, while safeguarding your family’s future.
Capital Investment Company of VA
Keep your enterprise and family aligned for lasting success.
FAQs
Frequently
Asked Questions
How does business ownership affect personal financial planning?
Your business impacts taxes, cash flow, retirement funding, risk exposure, and estate outcomes. Integrated planning ensures corporate and personal strategies work together instead of competing.
What retirement plans are best for business owners?
Common options include 401(k) with profit sharing, safe harbor designs, cash balance plans, and defined benefit plans. The best choice depends on income, workforce demographics, and goals.
What is a buy–sell agreement and why is it important?
A buy–sell agreement defines how ownership transitions in death, disability, or exit events. Proper funding protects business continuity and preserves owner value.
When should I start succession planning?
Years before an exit is ideal. Early planning improves business value, reduces tax friction, and creates a smoother leadership transition.
What does family office planning mean for business owners?
It coordinates investments, tax strategy, insurance, estate planning, and business consulting under one integrated plan. This provides clarity, control, and efficient decision-making across complex lives.
Why is local expertise important for business owners in Virginia?
Local coordination can improve execution across CPAs, attorneys, bankers, and valuation professionals. It’s especially useful when entity planning, payroll strategy, and succession decisions must align quickly.
How does Virginia tax and succession law affect business exits?
State tax treatment and legal structuring can impact net proceeds and timeline decisions. Coordinated planning with your CPA and legal team helps you optimize exit readiness and reduce avoidable costs.
contact
It All Begins with
a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
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