Capcova + sollinda
Retirement Plan Services – “Better Outcomes.”
“Retirement Plan Consulting Focused on Participant Outcomes”
Capital Investment Co. of Virginia
At Capital Investment Company of Virginia and Sollinda Capital Management, we believe the ultimate measure of a retirement plan’s success is whether it improves participant outcomes, helping your employees retire on time, financially secure, and confident about their future.
Who We Serve
We specialize in helping:
Capcova + sollinda
Employer Sponsored Retirement Plan Services
Experts, collectively using our strengths, in concert, focused on optimizing YOUR goals.
For The Employer
401(k) & 403(b) Plan Design Consulting
Investment Design, Management & Monitoring
Fee & Design Benchmarking
Workplace Wellness & Participant Education
Fiduciary Training & Governance
From the Founder
“You need solutions, not obstacles. Financial conversations are the foundation of a strong understanding on how to solve the complexities unique to you, your family and your businesses.”
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
Capcova + sollinda
Our Services
401(k) & 403(b) Plan
Design Consulting
Align plan design with workforce demographics, participation goals, and corporate budgets to strengthen savings behavior and reduce testing failures.
Investment Design, Management & Monitoring
Establish and maintain an Investment Policy Statement, conduct ongoing benchmarking, and provide 3(21) or 3(38) fiduciary oversight for disciplined, transparent investment management.
Fee & Design
Benchmarking
Perform periodic RFPs and fee reviews to ensure costs remain reasonable, services add value, and your plan stays competitive and compliant.
Workplace Wellness & Participant Education
Deliver on-site and virtual education programs that improve engagement, financial literacy, and long-term readiness across all employee levels.
Fiduciary Training & Governance
Formalize committee processes, document fiduciary decisions, and build an “audit-ready” structure that protects your organization and its leadership.
The Plan Sponsor
University
The Plan Sponsor University was founded to support concentrated continuing education in the areas of established practices and new concepts in retirement plan oversight. Classroom sessions are hands-on, interactive, and thought provoking.
Capital Investment Co. of Virginia
Why Employers Choose Us
We integrate behavioral finance insights, fiduciary governance, and cost transparency to improve both the employee experience and the employer’s fiduciary confidence. Whether your goal is to simplify administration, enhance employee engagement, or strengthen oversight, our outcome-based approach keeps every decision focused on what matters most—better retirement results for your people.
Capcova + sollinda
The Specialist
Advisor for Your Plan.
As an independent fiduciary advisor,
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
partners with employers, HR leaders, and plan committees to build smarter, more efficient, and fully compliant retirement plans. Our consulting model is designed for organizations that want to do more than meet ERISA standards, they want to transform the retirement benefit into a driver of workforce well-being and retention.
Book a Complimentary
Plan Review
Get a fast read on design, fees, investments, and governance, plus a prioritized action plan to improve outcomes.
Request Our
Committee Starter Kit
Policy templates, annual calendar, and minute-taking checklist to make your plan audit-ready.
FAQs
Frequently Asked Questions
What’s the biggest lever to improve participant outcomes?
Auto-enrollment + auto-escalation + a thoughtfully stretched match, paired with an appropriate QDIA and ongoing education.
Should we hire a 3(21) or 3(38)?
If you want advice while retaining final say, choose 3(21). If you want to delegate selection/monitoring, choose 3(38) for deeper fiduciary relief.
How often should we benchmark fees?
Every 24–36 months (or sooner if assets jump, services change, or your provider mix shifts).
What does “audit-ready” governance look like?
A set cadence (quarterly), clear roles, an IPS, minutes, monitoring reports, and neatly organized documentation.
Can you help reduce failed testing and refunds?
Yes—safe harbor designs, re-enrollment, and targeted plan design can reduce testing failures and participant refunds.
How do you measure participant outcomes?
Enrollment, deferral rates, escalation, QDIA usage, and retirement readiness projections—trended quarterly.
What industries do you specialize in?
Franchises/owner groups, dental/ortho/vet practices, and employers with 100+ employees.
What’s included in the complimentary review?
Snapshot of design, investments, fees, and governance with quick-win recommendations.
Do you provide employee education?
Yes—on-site and virtual sessions, plus simple takeaways to boost engagement.
Can we keep our current recordkeeper?
Often yes. We can optimize the plan around your existing stack or run an RFP if needed.
contact
It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
Capital Investment Company of VA
Experience Confidence. Ethical Advice. Independent Expertise.
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